Le CCMI ou Detached House Construction Contract is a very protective contract for individuals who wish to build in the South West. It is also the contract most used in the construction of individual houses. What are his benefits ?
What is the CCMI with plan supply?
Un builder and land owner (or holder of a agreement to sell on this land) sign a individual house construction contract. This form of contract is suitable for the construction, for the contracting authority, of one or two dwellings residential use ou mixte (professional and residential premises).
The CCMI includes, or not, the provision of a plan. In the second case, you provide the plan, and the builder takes care of the construction.
- Good to know
Today, the CCMI is 30 years old and could evolve, as shown this article by Batirama.
The simplicity of the CCMI with provision of plans
Le construction contract with supply of plan is the simplest way to build for an individual. single contact, from the client, the builder created the house from A to Z. wood, bioclimatic, Contemporary, the individual chooses his house on catalog or build your house support with the builder. The latter then takes care of water proofing works (coverage and sealing) and out of tune (doors and windows).
The CCMI to avoid unpleasant surprises
With the CCMI, the individual is reassured about two main elements: the price final and the deadlines Delivery.
– A price fixed in advance
The total cost of his construction project isclearly stated in the contract. This price is immutable until the end of construction.
- A plan fixed in advance
On the same principle, there is no question of dreaming of a house to have a different one. The characteristics and the plan of the house are well defined and annexed to the contract. The builder has a compliance obligation to this plan.
– A deadline fixed in advance
Under penalty of late penalty, the project will be completed on time. This greatly reassures the client. For even greater security, manufacturers must have a delivery guarantee. In this context, a third party (insurance, bank, etc.) will complete the house at the agreed prices and deadlines in the event of default by the builder. This delivery guarantee is always mandatory as part of the contract for the construction of a detached house.
- Installment payments
Generally, the completion of certain stages of the site determines the payments. To go further and protect the customer, the law strictly regulates these payments to the individual home builder. Each stage corresponds to a maximum percentage of the final price. Hence the importance of following the construction site well.
Signing a CCMI involves guarantees
– Delivery guarantee
Le builder must hold a delivery guarantee and possibly a money back guarantee if payments are made before the opening date of the construction site. In the event of the manufacturer's failure, the establishment which provided its guarantee (bank, insurance) will ensure that the work is continued on time and assume the penalties in the event of delay.
– Guarantee against apparent defects
The builder repairs at his own expense the defects and poor workmanship identified upon receipt of the work or within 8 consecutive days.
– Damage guarantee
In addition, the manufacturer has taken out various insurance policies. The latter offer guarantees in the event of damage.
The most famous, the ten-year guarantee covers for 10 years defects and poor workmanship affecting the solidity of the work.
La guarantee of perfect completion considers that defects that appeared during the year of delivery are the responsibility of the manufacturer.
La guarantee of proper functioning covers equipment defects for 2 years.
The guarantees of the manufacturer Maison Sic are detailed on this page.
A banker involved in the CCMI
The lender reassures the client since he must check the content of the construction contract and the existence of guarantees. In addition, he is present throughout the construction site. He must therefore seek the contracting authority's agreement before releasing the funds required by the builder at the various stages of construction.
