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Wooden house in Aquitaine: which contracts and insurance to choose?

The construction of a wooden house in Aquitaine requires contracts, insurance and guarantees

Table of contents

Do you want to build a wooden house in Aquitaine? Several contracts and insurance policies govern these bio-sourced houses. The important thing is to find a individual house builder fully mastering the design and construction of your house. This person has all the essential insurance to protect you from the hazards that may arise during a construction site, and helps you choose those that are recommended or mandatory.

 

Are there any special contracts and insurance for wooden houses?

La wooden house in Aquitaine as elsewhere is acclaimed today for its environmental benefits, its low energy consumption and its comfort. Built with bio-sourced materials, it nevertheless requires good implementation in order to ensure quality construction. Used for a long time, this construction method is considered a traditional common technique, the good practices of which are known and described in particular in the DTU (unified technical document) and other professional rules. As such, a timber construction company can be insured in particular with a ten-year guarantee.

The contract for the construction of an individual house in wooden construction

Known by its acronym CCMI, this is the contract signed with the manufacturer of wooden house . The builder is then not the owner of the land, but he can help you find it. The CCMI with provision of plan, which also concerns wooden houses, is the most common of these contracts. It offers a very protective legal framework for the individual. With it, there are no unpleasant surprises since it guarantees the three main elements: the final price, the terms and stages of payment and the delivery delay.

To better understand the CCMI, read the article “ Building in the South-West: the CCMI protects you ».

Wooden construction must be well insured.
The construction of a wooden house in Aquitaine requires a professional builder who knows the specificities of this construction method.

What criteria should you use to choose a wooden house builder in Aquitaine?

To choose a wooden house builder in Aquitaine as in other regions, it is better to check his skills. Wooden construction cannot be improvised. A wooden house professional, such as Maisons Sic has its own production tool in which the frames, walls and roofing are custom-made, which will then be transported and assembled on site. Beyond that, a trusted professional will be covered by insurance and a surety organization. Several guarantees offered then reassure you about the seriousness of the builder and assure you that the project will be completed on time.

Construction of wooden houses: what guarantees must the builder offer?

Un wooden house builder must first reassure you of its reliability. The objective is to obtain a quality house that meets your wishes and is delivered on time at the agreed price. The professional must therefore be able to take responsibility in the event of problems so that the project itself is not jeopardized. Several guarantees are thus provided by the CCMI :

Aquitaine wooden houses: what is the service and price guarantee?

By offering this guarantee, the builder undertakes to build the house described in the descriptive quote. Materials used, performance, dimensions, etc., the house, described precisely, will thus meet your expectations and be built for a firm and definitive price.

The Money Back Guarantee

Mandatory if you pay a security deposit before the start of construction, it ensures that the builder will reimburse the full amount paid when signing the contract, in the event of cancellation of the sale (cancellation following a refusal of a building permit or a refusal of a loan).

Maisons Bois Aquitaine, deadlines guaranteed by the builder.
The construction times for a wooden house can be short, and must be guaranteed by the builder.

A wooden house in Aquitaine with guaranteed delivery time

Ideal for avoiding additional storage costs, for example, and the inconvenience of having to find temporary accommodation, this insurance, taken out by the builder, protects the buyer in the event that the house is not completed within the time period specified in the contract.

The ten-year guarantee ensures quality for 10 years

Subscribe a ten-year civil liability insurance is mandatory for builders of wooden houses. It aims to reassure the buyer about the longevity of his house since it guarantees the repair of any damage that appears after the acceptance of the work. Subscribed before the start of the work, it covers defects that were not detectable when the work was accepted. The professional is thus responsible for disorders that affect the solidity of the structure and make it uninhabitable or unfit for the use for which it is intended.

Discover here are the different guarantees offered by the wooden house builder in Aquitaine Maisons Sic

 

What building damage insurance for a wooden house?

Since the Spinetta law of January 4, 1978, building damage insurance has been mandatory. Taken out before the start of the construction site, it is used to reimburse the buyer very quickly (a few months) in the event of repair work for damage covered by the builder's ten-year warranty. The latter itself guarantees the repair of damage that occurs after the work is completed. Since legal proceedings can take several years, building damage insurance therefore makes it possible to avoid waiting for a judge's decision. Repairs are therefore covered without waiting to find out who is responsible for the various parties involved.

Is special fire insurance required for a wooden house?

Of course not! Taking out special fire insurance for a wooden house is a preconceived idea, which most certainly comes to us from the story of the three little pigs. Wood burns, but is no more dangerous than any other material in the event of a fire, because its combustion is slow and regular. It is also an insulating material which, unlike metal, does not transmit heat quickly. Some fire doors are therefore made of wood, to give occupants time to escape. Finally, its load-bearing capacity is preserved for longer in the event of a fire than the equivalent in steel or concrete. Thus, having a wooden house does not incur additional premiums from insurers for fire cover.

 

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